Secure Investors, LLC is a great choice for financing your next single-family residential real estate investment. We work with you to tailor your financing to your specific needs.
Purchase and renovate a single-family investment property with financing based primarily on the property itself. Funds for repairs are withheld from loan proceeds at closing and released when the work is complete and passes inspection. Draws are available for larger projects.
Short-term, first-lien financing to help you acquire, hold or reposition an investment property while you arrange a sale or longer-term financing. Choose a six-month or twelve-month balloon term.
Every deal is different. These are our general guidelines, and final terms depend on the property, the equity in the deal and the borrower.
| Loan amounts | $50,000 to $500,000 |
|---|---|
| Loan-to-value | 50% to 70% of After Repaired Value (ARV), depending on the deal |
| Loan terms | Six-month or twelve-month balloon |
| Payments | Six-month loans: no monthly payment, interest accrues (a partial payment is required in MD and DC). Twelve-month loans: monthly payment required. |
| Lien position | First position only. No second mortgages. |
| Borrowers & property | Investors only. Single-family residential investment properties. No owner-occupied loans. |
| Documentation | No income verification (no W-2s, pay stubs or tax returns) and no employment verification |
| Credit | No minimum credit score requirement. A credit report is reviewed prior to loan review. |
| Prepayment | No prepayment penalty |
| Closing | Usually within 7 to 10 days of approval |
| Rates & fees | Customized to each loan. Contact us or call (410) 277-9585 for a current rate and fee quote. |
Please note: All loans are subject to review of required underwriting criteria. We reserve the right to approve or deny any loan request for any property at our sole discretion.
Tell us about your property and we will get back to you quickly. Prefer to talk it through? Give us a call.